Quick Interview: view Salary range: $100,000 to $125,000 Willing to relocate: No Years of related job experience: 17 Highest degree earned: Bachelor of Science Accreditations: Ohio CPA license #04-2-37776 (Inactive). Passed May 1993.
Gaduated Magna Cum Laude, with a 3.75 GPA and 3.87 in Accounting., Languages: English Software: Word; Excel; Access; Outlook; Lotus Notes; AFS; Moody's Financial Analyst
Available is a Commercial Banker whose 13 promotions over 17 years demonstrate his successful portfolio management, including C&I and CRE loan portfolios of $820M - with approval authority of $15M. He can proactively identify trends to grow profitable portfolios and also successfully restructure loans in a timely manner to remedy repayment weaknesses while providing superior customer service.
EMPLOYMENT HISTORY
Organization: Please reach us for these details! Location: Columbus, Ohio Job title: Special Assets Team Leader Years and months employed: 1 Year(s) 8 Month(s) Responsibilities: Rapidly promoted from Banker to Regional Manager to one of four Special Assets Team Leaders. Initially managed all non-performing C&I and Real Estate in Central Ohio. Subsequently managed a $1.2B commercial real estate portfolio by directing the efforts of 5 professionals.
Improved the management of commercial real estate.
Personally mentored 5 bankers while vetting all lending decisions for criticized credits outside of special assets.
Organization: Fifth Third Bank Location: Columbus, OH and Cleveland, OH Job title: Credit Officer Years and months employed: 6 Year(s) Responsibilities: Rapidly promoted from the Senior Underwriter to Credit Officer while performing in roles with increasing authority including Vice President / Credit Underwriting Manager, Credit Manager, Credit Administration Manager, Commercial Associate Training Director, and Credit Officer.
Facilitated loan underwriting by collaborating with lenders, bank management, and borrowers to underwrite loan requests for the commercial lending, large corporate, and commercial real estate departments.
Managed loan portfolios as large as $820M while personally approving individual loans as large as $15M and guiding the efforts of as many as 13 credit professionals.
Developed the organization’s future leaders. Trained and mentored Junior Lenders and Analysts as well as recent college graduates who were successfully developed into junior lenders.
Improved the quality and efficiency of lending operations.
Created and maintained a Credit Production Reporting System that reduced turnaround times and improved efficiency, communication, and teamwork among Lenders, Underwriters, and Approvers.
Enhanced the Commercial Credit department’s processes and procedures to dramatically improve productivity and capacity.
Improved the quality of analyses by creating and enhancing various standardized analytical templates for use bank-wide.
Dramatically increased the loan portfolio while reducing losses and NPA’s. Rendered informed credit decisions that enabled the underwriting of larger more complex relationships.
Organization: Bank One Location: Columbus, OH Job title: Credit Underwriter IV Years and months employed: 9 Year(s) Responsibilities: Rapidly promoted through 4 positions of increasing authority and scope. Served in earlier roles including Loan Officer, Senior Loan Officer / Asset Based Lending, Senior Credit Analyst / Commercial Real Estate, and Credit Process Manager / Commercial Real Estate.
Effectively managed and grew increasingly large commercial real estate and asset based loan portfolios that increased in value from $32M to $47M.
Evaluated, underwrote, and sponsored approval of business loan requests for relationships of $1.0 to $15.0M in aggregate exposure.
Held individual approval authority for transactions as large as $5M.
As Credit Underwriter IV, underwrote and approved business loans for key clients in the Community Banking and Business Banking Markets sponsored by the Business Loan Center of Retail Banking.
Drove underwriting and approval by utilizing the Commercial Banking CAP format, credit policies and underwriting standards.
Served as the bank’s primary commercial real estate underwriter for Community Banking.
EDUCATION
Institution Name: Franklin University Location: Columbus, OH Degree earned: Bachelor of Science Major/Concentration: Accounting Year Graduated: 1992
